QBE Insurance - any info about them?

[Tocchi]

ive currently got full comp with QBE for the FG.

premium and excesses are reasonable.
and they've got the tint and simmons on the insurance.


basically, just wondering if anybody has any experience with them?

are they good for payouts/claims when a car is modded?

i need to inform them about the brembos and teins,
ive got no issue paying a bit more for premium/excesses, but i dont want them to refuse a claim in the worst case scenario

[Kilma]

Don't know about QBE, but Shannons is top notch. Highly recommended. Haven't dealt with them with making a claim on a modified car, but they were brilliant with my at fault motorbike claim.

[Ph03NiX]

ive got one car with them, never had a claim though and they tried to accommodate me when i got my evo even though they dont insure imports. no idea how they are with mods...?

[Tocchi]

damon, im under 25 with a few fines under my name. Shannon's most likely wouldnt insure me

[colt75]

shannons now insure under 25s..
call them up and get a quote

im 18, but couldnt insure me cos of lack of driver experience in a modded car..
but said if i did a few track days/ defensive driving or something.. then they will mostly like reconsider and insure me.

[R3N]

shannons do under 25s, especially when you tell them you have a CAMS license

[Ryan1080]

I've had an insurance policy from QBE before, but it wasn't for a modified car though. I did go through a claim with them, someone drove into the side of my car when it was parked. I had no hassles getting it sorted.

[EL BURITO]

my only problem with QBE is you have to tell them about all your fines

[Kilma]

^^As you do with every insurance company.

I've had my Supercharged XR8 insured with them since I was about 20-21 (I can't remember the age I was when I bought it), and I have quite a questionable driving history.

Unfortunately, it really depends on who you get on the other end of the phone with a lot of the Shannons phone calls. It's unfortunate, but true.

[Tocchi]

whats a "good" price? (i know its an individual case quote, but i wouldnt mind a rough price)

im paying $2155 a year for full comp with QBE. $1200 worth of excess ($600 standard and $500 age).
that was with a few fines and a claim ($9k damage, my fault, typhoon versus concrete pole)


are shannons generally more pricey? or reasonable?

[RICEY]

^^As you do with every insurance company.

I've had my Supercharged XR8 insured with them since I was about 20-21 (I can't remember the age I was when I bought it), and I have quite a questionable driving history.

Unfortunately, it really depends on who you get on the other end of the phone with a lot of the Shannons phone calls. It's unfortunate, but true.

Wrong, my insurance company (cuna) is only interested in how many times youve lost your license, dont care for any fines...

[LoCaTiOn]

QBE are dumcuunts!

My mate's mum tried to claim them for an accident that happened recently and they wouldn't pay out because she has put 2 claims through with a previous insurance company.

The claims were 1. an accident which was NOT her fault and 2. a branch fell on her windscreen + bonnet.

BOTH claims were 10 and 12 years ago respectively and they chose to dig it up and said something like 'we won't be doing a payout for your car because you filed a claim about this and blah blah blah' fuucken idiots!!

Currently my mate's mum are talking to lawyers and shiet to get their asses sued the fark out!!

So.. even though you are covered by these dumcuunts, just make sure that when you do have an accident, they don't bring up bullshiet about you having speeding fines and that they aren't able to do a payout for ya!!

[Kilma]

Every insurance company I have ever dealt with you have had to tell them about your complete driving history (including my fine for running a red light on a pushbike). Can't win them all Ricey. Don't tell = grounds for denial of claim


are shannons generally more pricey? or reasonable?
Shannons wee the best quote I got for my car. Everyone else was a couple of hundred more expensive.

[RICEY]

Every insurance company I have ever dealt with you have had to tell them about your complete driving history (including my fine for running a red light on a pushbike). Can't win them all Ricey. Don't tell = grounds for denial of claim


Shannons wee the best quote I got for my car. Everyone else was a couple of hundred more expensive.

You said every insurance company asks for fine history, they dont.

Every insurance company youve dealt with may do, but not all of them.

[BOUZ]

shannons do under 25s, especially when you tell them you have a CAMS license

really? wow...

[ben351]

if i was shannons i wouldnt insure tocchi after watching many of his attempts to do a skid and failing hard ;)

safe bet to say your gonan end up burried in a tree 4LTURBO spec very soon ... when it happens ill try whip it round so rear hits first ... ill take motor off your hands cheap cheap !!!

[Tocchi]

just rang Shannons. didnt get it due to a few things
(1) driving history :p and (2) the fact its parked in a driveway not a garage

but the CAMS licence is a big plus he said

[ben351]

just rang Shannons. didnt get it due to a few things
(1) driving history :p and (2) the fact its parked in a driveway sideways nudged up against the brickwall not a garage

but the CAMS licence is a big plus he said

fixed

[ben351]

how bad does driving history have to be to get knocked back ...

i been hoon lawed ... if by some chance i was to ever go for insurance would i get denied ?

[Tocchi]

ummm Shannons want 5 years of driving history.
Just Cars want 3 years.

so if it was 3 years ago that you got done, then you might be fine

[R3N]

really? wow...

don't know if that's sarcasm but i'm under 25 and have a CAMS license and insured with shannons.

justcars have stupidly high excesses. another one you can try is Famous Insurance (http://www.famousinsurance.com.au/page/young-and-cool)